Your role
First Circle is offering a Graduate Program for aspiring Credit Underwriter in Taguig, Philippines.
The main responsibilities of the role are:
- Evaluating the creditworthiness of SME loan applicants by analyzing financial statements, credit reports, and other relevant information.
- Assessing the risk profiles of applicants, identifying potential risks and mitigating factors.
- Conducting comprehensive due diligence on borrowers to ensure compliance with regulatory requirements and company policies.
- Collaborating with cross-functional teams to gather information and develop a comprehensive understanding of borrowers' businesses and financial positions.
- Preparing credit assessments and recommendations for loan approvals or declines, based on sound judgment and adherence to credit policies.
- Maintaining accurate and up-to-date records of loan applications and credit decisions.
- Continuously monitoring and reviewing the credit quality of existing borrowers.
- Contributing to the development and enhancement of credit underwriting processes and systems.
About you
Essential requirements for this role include:
- Bachelor's degree in Business, Finance, Accounting, Economics, or a related field.
- Excellent analytical skills with the ability to interpret financial statements and assess creditworthiness.
- Strong attention to detail and the ability to handle multiple tasks in a fast-paced environment.
- Excellent communication and interpersonal skills, with the ability to work collaboratively.
- Strong problem-solving skills and the ability to make sound decisions.
- Proficient in Microsoft Excel and other MS Office applications.
- Ability to work independently and meet tight deadlines.
- Desire to learn and develop a career in credit underwriting and risk assessment.
Compensation & benefits
First Circle offers great benefits, work-life balance, and competitive salary for its employees.
- PHP 25-30k per month depending on experience level, plus bonus incentives for strong performance.
- PHP10k per month additional benefits, including HMO coverage from day one, free catered lunches, MacBook Air provided, monthly fitness allowance, transportation & accommodation allowance, and more.
- Hybrid work set-up: 2 days per week in BGC office
- Join a team with a deeply collaborative culture - expect support, feedback and friendship.
Training & development
You will gain the opportunity to acquire and implement industry-leading practices in credit analysis and risk management, collaborating with seasoned professionals who have significantly advanced SME lending in the digital era.
Sources
- firstcircle.ph
- indeed.com/firstcircle