2022 Underwriter Staff null

About Security Bank 

Security Bank Corporation is one of the Philippine's leading universal banks serving retail, commercial, corporate and institutional clients.

Your role

As an Underwriter Staff, you are responsible for the evaluation of current credit data/information of borrowers to determine their eligibility/ qualification according to set standards or credit parameters and the degree of risk involved in extending credit or lending money. You are also responsible to recommends for approval or approving qualified loan applications.

• Adheres to the bank policies/procedures/standards, the bank’s organizational thrusts, and top management’s/ExCom/BOD directives in the performance of assigned tasks.
• Executes the Credit Operations Manual based on the assigned loan product
• Review credit profile, recommends or issue credit approvals, identify credit risk, and establish mitigants of assigned loan products such as Credit Cards (CC), Auto Loans (AL), Home Loans (HL), and Small Business Loans (SBL).
• Perform underwriting and loan approvals based on approved credit authority.
• Assist Team Leader on credit items, non-credit related items/special assignments, as the need arises.

Training, development, and rotations

• Learning is key. Security Bank provides in-house and external seminars to all.
• Extensive training and mentorship

Compensation and benefits

• Competitive package and merit increase for a job well done.
• They have annual check-ups and special rates for vaccinations.
• Our in-house gym and fitness provider partners will keep you fit.

Career progression

• They care for their employees and their development.
• They are driven to provide personalized services which fit the needs of their customers.
• They provide sustainable value to their shareholders and the communities they serve.

Work-life balance

Many employees appreciate Security Bank’s efforts to modernize its operations. This culture of continually going after innovation allows employees to be updated with the latest technologies.

New employees can also expect a competitive workplace environment, which makes it difficult to climb the corporate ladder. It is, however, a matter of perspective among fresh grads. Individuals who thrive on challenges will find it easy to adapt in the company’s workplace.

In terms of work-life balance, most employees at Security Bank work during regular business hours from Monday to Friday. The company also allowed many employees to work from home during the COVID-19 pandemic.

Company culture

• Integrity
  They act respectfully and honestly to honor commitments while ensuring timely, best-in-class delivery, even when in challenging situations.
• Empowerment
  They are accountable for the authority are given and the authority they give to others.
• Innovation
  They reimagine existing processes and tools toward achieving better outcomes.
• Execution Excellence
  They effectively operationalize strategic goals and drive process and service excellence.

About you

• Bachelor’s degree in the field of Business Management, Accountancy, Marketing or any related course.
• Preferably with at least less than 1 year of experience
• With underwriting skills and analytical skills
• Good oral and written communication skills
• Can perform tasks with less supervision
• Fresh Graduates are welcome to apply!

How to apply

To apply for this position, simply click the "Apply" button on this page.

Source/s:

• securitybank.com.ph
• ph.prosple.com
• ph.indeed.com